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tard fam financial literacy

Idea that tard fam has zero financial literacy. It starts with York who blows his entire paycheck every week whether it's $1K on a PS5, $500 on a monitor, or $300 on a pair of shoes. He's always making a big ass purchase and gives no fucks about the price. Norman "Nick" has the belief that he has a baller mindset but in reality he has no financial literacy like the other tards in his fam. He's always trying to make an expensive ass purchase to put himself on top and he ain't checking the tag twice. Back in the day, Norman "Nick" used to get a stack of $20 bills before he'd go hang with his buds and that entire stack would be gone in a few days. Whether it's dropping an insane amount on weed or buying useless ass shit, Norman "Nick" is always making a "baller purchase" in his mind. You could say that he lives by this Ariana Grande lyric: "I want it, I got it." Mike Carlson thinks he's a millionaire with his minimum wage ass job and his bum shoe flipping business. He buys 3 expensive shoes at once to resell them but his shoe business is doodoo so he can only flip a pair like every 8 months and he genuinely has this belief that he's cashing out. If you're in a situation where you have a briefcase of money and need to hide it, don't give it to a tard fam member because they'll open it and blow it all within a week and not give a damn. All of these dudes think they're all about money but in reality none of these niggas actually know what to do with money.
*Prime example of tard fam financial literacy*
Shea: Yo, you want to buy this box mod from me?
Norman "Nick":Uh yea, how much?
Shea: $60 for the box mod and I'll throw in the vape juice bottle for another $40
Norman "Nick": So $100, okay I'll do that
*Shea actually sold Norman "Nick" a broken box mod and within a week after the sale the box mod was completely fucked up*

Literacy 

What 99.9% of wordurbandictionary.com/word is lacking.
Literacy by Anonymous May 28, 2003

Loltracktor 

The pet name of the german Ltractor tank in the Game World of Tanks
First guy- "Wtf is a Loltractor doing in a tier 10 game"

Second guy-"hes in platoon with the IS-4"

First guy-"Shit i dont want to have waste the ammo to kill him to expensive"

Second guy-"I cant belive the loltracktor killed us becuase no one wanted to pay 1k for the shell that would kill him" *facepalm*
Loltracktor by Zayack December 17, 2010

Literacy Specialist 

a superficial job created in school's for teachers who can't hack it in the real classroom. Usually parents have complained about these individuals, so the administrator creates a position for the individual, where the person can't do too much damage.
Q= "What happend to Mrs. X ,that terrible teacher? "

A= "She's a literacy specialist now."

lolercycle

A LOLERCYCLE is something not as funny as a lolercopter but still pretty damn funny.
My Lolercycle is going...... vroom! Lol! Vroom! Lol!
lolercycle by Bloodrogue March 7, 2007

Literacy 

Having the ability and comprehension level enabling one to efficiently communicate with others within a specific profession.
However, a common misconception of this word defines it as having the ability to read with comprehension.
For example, a financial analyst does not have to be literate within the confines of working in the food industry, whereas a server or chef does not need the kind of literacy associated with working in the finance world.
Literacy by Anonymous January 14, 2004
More from Urban Dictionary
anyone who succeeds in disgracing/over indulging themselves in the throws of clubland
28 hours and 4 clubs later, gurning for england but still refusing to go home - a total wrongun!!
wrongun by bevvers March 21, 2007
Word of the Day on October 8, 2026

square grouper

Nickname given to bales of marijuana thrown overboard or out of airplanes. Origin is reportedly from members of the US Coast Guard in the area of Southern Florida.
"Base we've got some square groupers floating outside of Miami harbor."
square grouper by slipsheet November 6, 2004
Word of the Day on October 7, 2026
A girl who does ballet and only talks about ballet. Her schedule is filled with dance classes which does not allow her to do any other activity.
"Hey, do you know that girl Sally?"

"Yeah, she's kind of annoying. All she ever talks about it ballet."

"Wow, what a Bunhead."

"Hey Sally, you want to hang out this weekend?"
"I can't, I have dance."
"You're such a Bunhead."

"Yeah... I know."
Bunhead by Jen00 October 24, 2014
Word of the Day on October 6, 2026

trucker's tan 

A sunburn or suntan focused on the left arm. It is caused by the left side of the body being the only half that gets exposed to sunlight while driving. Presumably, it would be located on the right side of the body in countries where they drive on the left side of the road.
I had a trucker's tan after driving for 10 straight hours on a sunny day.
Word of the Day on October 5, 2026
The phenomenon where adults salivate at children's toys
Every time I walk into the toy aisle, I catch myself kidulting over the latest action figures and LEGO sets!
kidulting by Emotional Cruiser October 12, 2025
Word of the Day on October 4, 2026
British slang for a scientist or technical expert, esp . when the speaker is not certain of the expert’s specific field of study. Not necessarily derogatory, but typically used by persons without a technical background. In the US, the equivalent would be “egghead”, “squint”, or “geek.”

Origin of the word is unknown. Started sometime in World War 2. Given the typical evolution of British slang, could easily have started because what these experts did was confusing or “baffling” to the common person.
According to the boffins downstairs, the murderer used a serrated blade.
Boffin by Agnon February 11, 2023
Word of the Day on October 3, 2026
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