cref
cref by Edward Barron and Matt Wills May 15, 2005
Urban Dictionary Merch
Your favorite words on things you can wear, drink from, read, or give to a friend.
The Urban Dictionary Store sells gifts you’ll have to explain.
tiaa-cref
1. A financial sweat shop
2. A company living on it's past reputation that has now become a McJob factory
3. A corporate fat farm full of imbeciles
4. 1970's investment technology
2. A company living on it's past reputation that has now become a McJob factory
3. A corporate fat farm full of imbeciles
4. 1970's investment technology
Hey man, don't go to work there, the pay is garbage and you'll work 80 hour weeks, it's so tiaa-cref!
That company is so full of shit man, like tiaa-cref fake!
She gained 75 pounds eating all that mayonnaise but she joined a tiaa-cref outfit so she'll fit right in.
They still use DOS to manage their mutual funds, it's so tiaa-cref!
That company is so full of shit man, like tiaa-cref fake!
She gained 75 pounds eating all that mayonnaise but she joined a tiaa-cref outfit so she'll fit right in.
They still use DOS to manage their mutual funds, it's so tiaa-cref!
tiaa-cref by thehateman November 1, 2009
CREFTI
* Finance: An easy acronym suitable for identifying NON-EXEMPT SECURITIES, that can be used during the Uniform Securities Examination, Series 63 Exams.
*How it works: You the acronym "C4. R. E. F.T.I." or simply "Crefti" each time one is asked figure out which security will be exempt from state registration. The definition of CREFTI is for non-exempt securities. ANY SECURITY ON THIS LIST MUST BE REGISTERED AT THE STATE LEVEL.
Non-Exempt securities (MUST register):
*C- Currency
*C- Condos
*C- Collectibles
*C- Commodity Futures
*R- Residence
*E- Endowments
*F- Fixed Annuities
*T-Traditional (Whole ) Insurance
*I -IRA or Keogh plans
(Hint: any security not on this list IS either an exempt or Federal Covered security, thus need not register at the State level)
*How it works: You the acronym "C4. R. E. F.T.I." or simply "Crefti" each time one is asked figure out which security will be exempt from state registration. The definition of CREFTI is for non-exempt securities. ANY SECURITY ON THIS LIST MUST BE REGISTERED AT THE STATE LEVEL.
Non-Exempt securities (MUST register):
*C- Currency
*C- Condos
*C- Collectibles
*C- Commodity Futures
*R- Residence
*E- Endowments
*F- Fixed Annuities
*T-Traditional (Whole ) Insurance
*I -IRA or Keogh plans
(Hint: any security not on this list IS either an exempt or Federal Covered security, thus need not register at the State level)
Example:" According to the provisions given under NSMIA and the Uniform Securities Act, which of the following securities my be registered with the State Administrator....(long list of securities provided)
Answer: Use CREFTI --anything NOT on this list is exempt from registration! (Bingo!)
Answer: Use CREFTI --anything NOT on this list is exempt from registration! (Bingo!)
CREFTI by Peter Afari August 14, 2009
Creflow
1) Doctor, I've been taking the medication but I constantly have creflow leaking into my underwear, my wife refuses to be in the same room with me.
Creflow by Asstrologer April 10, 2020
creflo
creflo by but its not porn February 1, 2004
Creft
More from Urban Dictionary
Ajumma
Ajumma by aintnotinbutnice July 5, 2009
Word of the Day on September 30, 2026
Slop Grenade
When someone uses AI to generate a large document, slide deck, or piece of code/software and tosses it over the fence for you to deal with.
Chad: Hey Brent I sent you the new backend API change to review, it’s only 100 files changed.
Brent: he just tossed me a slop grenade
Brent: he just tossed me a slop grenade
Slop Grenade by Joe Squid September 28, 2026
Word of the Day on September 29, 2026
floxi
Short-hand for the word floccinaucinihilipilification, meaning the estimation of something as valueless (encountered mainly as an example of one of the longest words in the English language).
After we broke up, he was floxi to me.
Respectfully
Precedes or follows either a gratuitously disrespectful or honest remark, originated in New York City. Used in similar fashion to "no offense" or "to be honest," interchangeably.
Ya mans is wild buns, respectfully. Respectfully he's washed.
After school, The Modells on Jamaica Ave was active. Respectfully.
After school, The Modells on Jamaica Ave was active. Respectfully.
Respectfully by john quan the first December 20, 2020
Word of the Day on September 26, 2026
You met me at a very Chinese time in my life
Dante: "I wish I could be Nigerian, but I can't because I'm Chinese. You met me at a very Chinese time in my life."
You met me at a very Chinese time in my life by Sus Chad September 21, 2026
Word of the Day on September 25, 2026