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* Finance: An easy acronym suitable for identifying NON-EXEMPT SECURITIES, that can be used during the Uniform Securities Examination, Series 63 Exams.

*How it works: You the acronym "C4. R. E. F.T.I." or simply "Crefti" each time one is asked figure out which security will be exempt from state registration. The definition of CREFTI is for non-exempt securities. ANY SECURITY ON THIS LIST MUST BE REGISTERED AT THE STATE LEVEL.

Non-Exempt securities (MUST register):

*C- Currency
*C- Condos
*C- Collectibles
*C- Commodity Futures

*R- Residence

*E- Endowments

*F- Fixed Annuities

*T-Traditional (Whole ) Insurance

*I -IRA or Keogh plans

(Hint: any security not on this list IS either an exempt or Federal Covered security, thus need not register at the State level)
Example:" According to the provisions given under NSMIA and the Uniform Securities Act, which of the following securities my be registered with the State Administrator....(long list of securities provided)

Answer: Use CREFTI --anything NOT on this list is exempt from registration! (Bingo!)
CREFTI by Peter Afari August 14, 2009
Words you can keep

Creative Reach Artistic Paradigm 

Also known as "Creative Reach Algrorithmic Paradigm", or "CRAP", it is the process of an artist progressively moving further away from their artwork. The concept was coined by Australian YouTuber Draw With Jazza
"I started using the Creative Reach Artistic Paradigm strategy to imorove my art skills, and it's really working."
"In order to successfully achieve the Creative Reach Artistic Paradigm, one should use a pole with a sharpie on the end of it"
"The CRAP is crap"

Creatively awesome 

What some people might call weird.
You think I’m weird, but I’m just creatively awesome.

non-creation 

The opposite of creation
A pain in the arse of creotards like Ken Ham
non-creation by ThomasX February 13, 2014

Crafting Table 

The crafting table is a block from the mainstream game, Minecraft. Due to a incident in GeorgeNotFound's stream that their fans had found "interesting", it had been an on-going joke that "standing on a crafting table" means to give/receive a blowjob, or simply to have sexual intercourse.
Random person A: Hey, would you stand on a crafting table for me?

Random person B: Absolutely not, never say those words to me again.
Crafting Table by ilyapads October 17, 2020

half-creative 

Having a bunch of creative ideas but never going through with them.
I am so creative but I'd call myself half-creative.
half-creative by mykoala January 13, 2017

Blockberry Creative 

a company made by flops that are going in debt which only made a few bucks from the girl group LOONA trying to save their ass
person 1: hey do you stan loona?
person 2: oh the group that’s owned by the worlds most biggest flop called blockberry creative??
Blockberry Creative by loona4eva March 26, 2022
More from Urban Dictionary

TikTok Farlands

TikTok Farlands is a term to refer to videos that you see after scrolling for a long time. These videos can potentially be disturbing, or weird. Said videos can also have low likes, or low comments.
“I reached the TikTok Farlands bro
Word of the Day on August 23, 2026

mormon assault vehicle

another term for a station wagon, mini-van, or any other kind of vehicle that is targeted at the "family" demographic(also M.A.V.)
"Tactical advantages aside, the M.A.V. is top of the line for the holy warrior troop transport manufactured by the Church of Latter Day Saints Military Industrial Complex. Also great for family trips...to heathen lands."
mormon assault vehicle by KVRX January 10, 2005
Word of the Day on August 22, 2026

Shakira Law 

A version of "Sharia Law" that Reform Ltd supporters tend to refer to, often by mistake.
Richard Tice of Reform now lives in Dubai, under Shakira Law, although telling Brits that we should worry about it
Shakira Law by Reformltd February 16, 2025
Word of the Day on August 21, 2026

Overstand 

To understand a topic or statement to the highest extent.
Leroy, after being told the tenth time by his sister, did overstand her idea of robbing the 7-11.
Overstand by Elf Eater March 23, 2003
Word of the Day on August 20, 2026
A map that mostly tells you where everything is
Friend 1: Follow me there is a player nearby
Friend 2: How do you know?
Friend 1: Minimap
minimap by LeWord January 13, 2015
Word of the Day on August 19, 2026

Pink Cloud

12 step recovery jargon referring to someone new who talks about how great life is, now that they're sober. Usually meaning that the person is out of touch with reality.
The new guy seems pretty happy for a dude who has no job, no money and no family. He must be on a pink cloud.
Pink Cloud by toniwithaneye November 24, 2006
Word of the Day on August 18, 2026
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