Dear Mr. Bad,
This constitutes your final warning. Please remit payment of three dollars and sixty-two cents, or you will be turned over to a "cut off your toes" -style collections agency.
Swarthily,
Bubs' Concession Stand
"Observe the inner city swarthling, surely on his way to purchase new sneakers. A new pair of Nike Jordans perhaps; Surely feeding his family can wait."
"Would you like a glass of purple drink after your newport, swarthling?"