All disputes must be revolved by binding arbitration. You agree to waive your right to a trial by jury and that the judge will be this rigged-ass old man paid off by the company.
A price generally attached to a prepaid credit card for the purpose of "activating" the credit card. There is no true reason for this fee, other than having innocent consumers pay extra.
Oh look! Those money hungry pigs working at Mastercard and Visa have attached an activation fee to their prepaid credit card products.