A cop pulls somebody over for a broken tail light and ends up shooting them.The cop claims he thought their cell phone or whatever was a gun. the victims family might sue the police department in which case any settlement would be paid with tax dollars but because of qualified immunity the police officer can't be personally sued.
Someone who believes they are qualified or an expert in a particular field because they have watched a large number of YouTube videos on the subject. Usually relating to automotive repairs but can apply to more advanced fields like rocket science or brain surgery (with less success!)
Dave: I can't afford to get my car fixed
John: You should talk to Mike
Dave: Is he a Mechanic?
John: Yeah, he is YouTube Qualified
An individual who gets a job only or chiefly because of their preexisting relationship (and sometimes relation to) someone already employed within the organization hiring them. A "fully qualified fetus" is most often young, inexperienced, and contributes little or nothing of value to the workplace.