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$30,000 Millionaire 

A person who earns roughly 30 to 40k a year but acts like a millionaire in front of their peers. Someone who maxes-out their credit cards, leases everything and hangs out at trendy bars in order to impress and ultimately score with the opposite sex. It's not what you make... it's what you fake. www.30kmillionaires.com
Brian is nothing more than a $30,000 millionaire. He doesn't own a damn thing. Even his furniture is leased.

$3,000 o'clock 

$3,000 o'clock is both the time and money lost while losing time and money at a casino.
(At the casino)
Her: What time is it? There is not one goddamn clock in this place!
Him: (Looking at ATM receipts and his wallet) "I'd say it about $3,000 o'clock!"
Her: What the damn hell! Let's get out of here.