"If you pay off an extra €150 a month on your mortgage, you'll pay it off two years earlier and save €4,000 altogether."
"But since my husband lost his job, we're barely making enough to pay
the bills as it is; we can't afford an extra €150 every month."
"Ah, but if you just make this
sacrifice now, you'll be in a much, much better position in 18 years!"
"But as I said... oh
forget it, you can't see the trees for the wood."