A brash, overly confident, and egotistical person who brags about having a lot of money while holding a stack of paper currency to their ear in the form of a money phone.
Devontay: Bro, I'm all about this money hahaha, ain't nobody on my level.
Trayvon: You didn't hear bruh? Jay said, that ain't money over here.
Devontay: *** Holds stacks of 100's to ear***, haha I hear these Benjamins loud and clear bruh, hahaha.
Trayvon: Bruh, we get it, you have money, don't be a money phone jerk
A hardo is a person who tries extremely hard at everything. Most times a hardo will try very hard at things that do not require excessive effort. For example, sports practices, gym class, etc.
Wow did you see Jack at practice today? What a hardo!