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Bear Stearns 

To make a poorly thought out decision that results in a catastrophic failure or demise of one or many people.

To plummet from the top to the bottom at a blinding speed only to be bought out and liquidated by someone else.

fuck up spitzer
"Hooking up with her was a total Bear Stearns."

"I partied all weekend instead of studying; it was a total Bear Stearns"

"Dude, I stopped paying my bills and got totally Bear Stearns'd"
Bear Stearns by David A. M. April 7, 2008
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bear-stearns 

A colossal failure where an enormous success was expected.
The 18 - 0 New England Patriots totally pulled a bear-stearns in Super Bowl XLII.

The Patriots bear-stearned before Bear Stearns bear-stearned.
bear-stearns by Colonel Kernel March 20, 2008

Bear Stearns Effect 

When individual assets are worth more than the total valuation.

When a group of girls as a whole seem unattractive but when viewed individually, aren't bad.

Opposite of the Cheerleader Effect.
Check out those girls again. We wrote them off before, but I think it's actually the Bear Stearns Effect.
Bear Stearns Effect by Sante Fe September 6, 2011

to bear stearns 

(verb) to thoroughly, completely, and totally fail at life.
I don't want to bear stearns.

I totally bear stearnsed that exam.

This year was sort of a disaster; it's probably time to stop bear stearnsing!

to bear stearns 

(verb) to thoroughly, completely, and totally fail at life.
I don't want to bear stearns.

I totally bear stearnsed that exam.

This year was sort of a disaster; it's probably time to stop bear stearnsing!

Bear Stearned 

Buying an item and then realizing a week later it is worth 3.33% of what you paid for it.
Dude, you know that car I bought last Monday for $6,000? I had to take it Sunday for $5,800 in repairs. I totally got Bear Stearned by that sales guy.
Bear Stearned by bwbw March 20, 2008

bear stearned 

The rapid loss of confidence in one's capabilities from one's traditionally supportive network of friends, customers, etc.
Ralph: Dude, nobody wants me to fix their computers anymore.

Ted: You've been bear stearned, bro.
bear stearned by Kate Sjostrand March 20, 2008