1) When you jerk off and some semen gets in your belly button, but you don't know that and after awhile it dries and ferments making your belly button hurt. Leading you to either put your finger or any other object in there. Feels hard but when you push in hard enough, you get a gooey substance out of your button consisting of ejaculate and lint.
2) Seaman's Semen
The gelatinoussubstance that accumulates within the navel cavity after extended periods of hygiene neglect. Some have found said substance useful for removing rusted spots on oxidized surfaces.