I am not a financial advisor 

A term used by degenerates who want the credibility and reputation of an actual financial advisor but don't want the accountability and liability that comes along with it. Mainly used by room temperature IQ individuals on TikTok, Youtube, Twitter, etc under the age 21 who probably don't even have a degree, CFA, or any knowledge about basic economics yet feel the need to give financial advice.

You can find them on social media using terms like #ToTheMoon #Stonks #DiamondHands and bandwagoning the latest hype stock or meme crypto and then never to be seen again until another hype stock is talked about by the masses as they don't know anything else about the financial world other than riding the current trend.

They are somewhat related to furus (fake gurus) who want to sell you $1000 courses on stock market education you could probably find on the internet with a few minutes of research. These wannabe financial advisors love to talk about meme stocks and cryptos as well as telling people to #BuyTheDip or #HODL #DoNotSell while still putting in their disclaimer "All posts are opinions and I do not give buy, hold, or sell recommendations."

The problem with these fake advisors is that they think saying they aren't financial advisors creates a loophole where they can't be held liable for their advice. This is literally the same concept as using copyrighted material and saying "No copyright infringement intended" which completely contradicts their statement.

Actual financial advisor: I use highly complex algorithms and statistical modeling to determine accurate probabilities on my investments and can show you that investing in the S&P500 index has proven to give around a 10% return for the past 10 years

Wannabe financial advisor: stonks go brrr, doge to the moon, buy the dip guys, apes strong together *loses life savings after yoloing it on 0 day expiration options*

Actual financial advisor: This person definitely has "I am not a financial advisor" in their bio

I am not a financial advisor by Mediocre Quant June 17, 2021