A person who pretends to have millions of pounds in the bank, but actually struggles to find a
penny to scratch their ass with (A twopence halfpenny is the equivalent of pound sterling 2.5pence).
Usually walks around in
fake designer clothes/clutching an imitation designer bag. Alternatively, they
may have one genuine designer item with which they parade around with consistently. Can also apply to people who emphasise what they actually do have, or
lie about what they have e.g. the size of their home/their earnings/the make of their
car.
If being extremely stereotypical, it would be accurate to say that twopence ha'
penny millionaires are usually insecure and rely on this behaviour to get attention or gain some credibility.
Girl 1: Ooooh, look at my
new Louis Vuitton handbag, it cost £124930843025843
Girl 2: Hang on I swear you bought that out the back of that
van in Turkey?
Girl 3: Yeah she did, she's not fooling anyone, she's just a twopence ha'
penny millionaire