This term applies to virtually everyone, everywhere, with the exception of the most elite among us. Everyone else uses money in at least some
small way, and the effect is suffering as a result of the
corrupt monetary system, where the rich profit from the labour of the masses. The richest rich offer nothing but their wealth, from which they make more wealth. The
poor are constantly loosing ground, paying interest while their money's value is eroded by manufactured inflation. The result, the elite rich
skim a little from absolutely everyone who uses money, there is no escaping it.