The short, white version of the infamous and ever-so popular "Ratchet". Typically used by froo-froo southern valley kind of girls or sassy gay guys.
Ew, that cardigan is ratch. Must be from Cargo Largo.
Oh no, that's ratch. You best swerve onout of here.
You best not be tweetin bout me, ain't nobody got time for yo ratch-ass comments.