A white person who displays an enormous amount of racism towards a black person unintentionally. These people are usually found in country clubs, sheltered rich neighborhoods, and white trash trailer parks.
Rich White Person: "Thanks for (insert job, service, or common courtesy), here is a 100 dollar bill, or a 'benjamen' as your people call them, so you can pay your baby momma's child support."
Random Black Man: "The fuck is up with this Honky-Ass Cracker?!"
A white person (usually male), who comes across as "square" to black people. He has no swagger. He possesses none of the essential characteristics of someone to whom others easily relate.
An un-hip whitey.
(1) If you had to look this up, you are probably a cracker-ass honky!