January 11 is the national give your friend's money back day, where people worldwide return the money they owe back to their friend!
You: Hey Ryan, Happy January 11!
Ryan: What's January 11th?
You: It's National give your friend's money back day.
Ryan: Cool man, here's your money back!
Fogey/fogy /fougi/ sl. (early 18C+, orig. Scot) old-fashioned, stuck-in-the mud.
Person with old fashioned ideas which he is unwilling to change: Come to the disco and stop being such an old fogey!
You think me an old fogeyand an old tory, his thoughtful voice said. I saw three generations since O’Connel’s time. I remember the famine. Do you know that the orange lodges agitated for repeal of the union twenty years before O’Connel did or before the prelates of your communion denounced him as a demagogue? You fenians forget some things. (James Joyce, Ulysses. PenguinBooks,1992. p. 38)