A financial institution designed to nickel and dime its members to no end. Banks complain about Credit Unions (CU) because they are "not for profit" and subsequently do not have to pay taxes. However despite the competitive nature of banks and credit unions, banks have not suffered any loss in profit. On the contrary, banks have enjoyed record breaking profits increasingly each year. Banks will always be finding new ways to take your money to increase their profits so all the bitching about credit unions because they don't have as many fees is just whiney suck ass for them.
Examples of Bank Fees:
Application fee
Activation fee
Teller fee
Drive up fee
Balance Inquiry fee
Balance transfer fee
Account opening fee
Account closing fee
Check cashing fee
Checking account monthly service fee
Savings account monthly service fee
PIN setup fee
PIN change fee
Lost card fee
advising fee
issuing fee
confirmation fee
amendment fee
acceptance fee
Negotiation fee
Brokers fee
Check cashing fee on checks drawn on same bank.
ATM withdrawl fee
ATM deposit fee
Participation fee
Self overdraft fee from savings to checking.
IRS refund anticipation loan fees (up to 1,700% APR)
when do the fees end? Banks need MORE Credit unions to compete against. Credit unions have their own stupid fees but with the amount of interest saved in most loans, it's worth it to investiaget both.
Application fee
Activation fee
Teller fee
Drive up fee
Balance Inquiry fee
Balance transfer fee
Account opening fee
Account closing fee
Check cashing fee
Checking account monthly service fee
Savings account monthly service fee
PIN setup fee
PIN change fee
Lost card fee
advising fee
issuing fee
confirmation fee
amendment fee
acceptance fee
Negotiation fee
Brokers fee
Check cashing fee on checks drawn on same bank.
ATM withdrawl fee
ATM deposit fee
Participation fee
Self overdraft fee from savings to checking.
IRS refund anticipation loan fees (up to 1,700% APR)
when do the fees end? Banks need MORE Credit unions to compete against. Credit unions have their own stupid fees but with the amount of interest saved in most loans, it's worth it to investiaget both.
by someoneincharge March 16, 2005
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From STEM, an abbreviation short for "Science, Technology, Engineering and Mathematics", a STEMlord is a pejorative term for a particular kind of person who has studied in these areas at university or works in these fields who holds a pretentious, condescending attitude to anyone who has studied in any other fields, particularly the Arts and Humanities. They typically believe themselves to be more "intelligent" and "rational", while generally remaining incredibly ignorant outside of their areas of expertise and having the charisma of a rotting pig's backside.
by nopeidontneedanameok October 15, 2015
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by Chkywi September 12, 2011
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A private organization that finds ingenious ways to steal your money which you are forced to use to get your paycheck. Provide nothing of value and when they make mistakes they ask the public for a handout instead of their directors bailing them out like any other normal organization.
Another definition: blood sucking scum akin to lawyers.
Another definition: blood sucking scum akin to lawyers.
by zaphodxx January 03, 2009
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I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing
power should be taken from the banks and restored to the people, to whom it properly belongs.
—Thomas Jefferson, 1802
power should be taken from the banks and restored to the people, to whom it properly belongs.
—Thomas Jefferson, 1802
by Scolar Visari August 22, 2010
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Randy Wagstaff: yo, thanks for walkin us off, man, I thought we wuz gunna get bank'd
Dukie: you ain't gon' bank us iz you ?
Hustla: shit boy, you thank i'm that ungrateful ? i followed you threw 10 shootaz and made mo money then i made in a month! ahhahaha nah i ain't gunna rob you, i juss need ta know next time you fade a dice game, you feel ?
- The Wire The Complete 4th Season, Disc 3, Episode 2
Dukie: you ain't gon' bank us iz you ?
Hustla: shit boy, you thank i'm that ungrateful ? i followed you threw 10 shootaz and made mo money then i made in a month! ahhahaha nah i ain't gunna rob you, i juss need ta know next time you fade a dice game, you feel ?
- The Wire The Complete 4th Season, Disc 3, Episode 2
by Wide Body Droppa January 28, 2008
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1) man I got some serious bank in my wallet
2) of course that fool drives that BMW he's banked
3) I banked on some sucker and took his wallet
2) of course that fool drives that BMW he's banked
3) I banked on some sucker and took his wallet
by BigBossMike May 12, 2004
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