Instead of the conventional approach of reaching over to one's bedside table and finding your favourite pack of jimmy hats, it is much easier to 'gather' (or more conventionally 'cluster') one's jim-jam (pyjama) bottoms in order to create a make-shift, yet effective, J-hat.
Timmy: "Hey Jimmy, guess what happened?!"
Jimmy: "What happened Timmy??"
Timmy: "Well Jimmy, I ran out of condoms last night so I had to use my jim-jam jimmy hats."
Someone who is addicted to obtaining money and building wealth. A money addict and fanatic. Breadheads often work more than one full-time job, and some even participate in illicit activities to "obtain the bread".