A check cashing scam is when someone tells you a fake sad story about a financial situation and then asks do you bank at a certain bank. The scammer often stands there looking for people who come out of banks. Then they asks where you bank. Then they say let's go deposit the check and then when you deposit the check at the machine, the amount of money goes up temporarily. Then they say let's withdraw some money at a time until the check clears. Then you try to buy something with a debit card and it says insufficient funds. You check your bank and it's too late, it's near zero. Then you suspect something is not right. Then someone you know said you were scammed. You were a victim of a scam.
Tyler: I just deposited money into my bank! I think I'll pay that debt I owe the gym then buy supplements.
Stanger tall black guy who looks normal: Help. I have financial trouble. The bank doesn't want to cash my check. Could you cash my check. I'll pay you.
Tyler: Sure.
Black guy scammer: Just add the check to the machine and then I will withdraw money.
Tyler: *logs in to the bank account. With $121.50
Black guy scammer: *secretly watches your bank account amount.
Tyler: Deposits check.
*Numbers go up to $920 but only temporarily because it's a fake check.
Black guy scammer: Now take out $120 dollars.
Look it's a picture of my son and daughter.
*shows picture.
I'll be back tomorrow for the rest of the money. (Not really, or maybe to steal this time without the scam).
Tyler: *Takes out money and pays the guy.
Tyler: Tries to pay a gym debt.
*card says insufficient funds.
Tyler: *runs to bank.
*$1.50
Tyler: Crap!
*Goes home
Tyler's brother Josh: You got scammed! It was a check cashing scam.
Stanger tall black guy who looks normal: Help. I have financial trouble. The bank doesn't want to cash my check. Could you cash my check. I'll pay you.
Tyler: Sure.
Black guy scammer: Just add the check to the machine and then I will withdraw money.
Tyler: *logs in to the bank account. With $121.50
Black guy scammer: *secretly watches your bank account amount.
Tyler: Deposits check.
*Numbers go up to $920 but only temporarily because it's a fake check.
Black guy scammer: Now take out $120 dollars.
Look it's a picture of my son and daughter.
*shows picture.
I'll be back tomorrow for the rest of the money. (Not really, or maybe to steal this time without the scam).
Tyler: *Takes out money and pays the guy.
Tyler: Tries to pay a gym debt.
*card says insufficient funds.
Tyler: *runs to bank.
*$1.50
Tyler: Crap!
*Goes home
Tyler's brother Josh: You got scammed! It was a check cashing scam.
by HawaiianPunch1 December 18, 2022