When one goes into a hardware store for needed supplies, but realizes tools are needed to complete the job. Instead of purchasing tools, one opens needed tools and assembles product in store.
Guy1: We need to cut this pipe in half, but I too cheap to buy the cutter.
Someone who is addicted to obtaining money and building wealth. A money addict and fanatic. Breadheads often work more than one full-time job, and some even participate in illicit activities to "obtain the bread".