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The amount by which withdrawals exceed deposits, or the extension of credit by a lending institution to allow for such a situation.
PRETTY MUCH WHEN ONE OF THE BANK'S WORKERS IS STEALING YOUR MONEY.
MC Hammer: It seems i have overdrafted in my account.
Banker: It seems that your 1 bedroom apertment's rent was more than $500.
Overdraft by Ginger H. Ater February 3, 2007
Urban Dictionary Merch

Overdraft rip off 

When banks process your largest transactions first and your smallest ones last. This process only happens when you don't have enough money in your bank and the bank delays your smaller pending transactions to screw you in the asshole with insufficient funds fees.
Dude 1: "Fuck dude! My bill came through today and so did all the money I spend over the weekend!"
Dude 2: "That was like 4 days ago! Fucking overdraft rip off!"
Dude 1: "Tell me about it... that burger ended up costing me $40..."
Overdraft rip off by Da Vin Chee January 13, 2010

overdraft burger 

The meal you eat when you don't have any cash money til Fri, the bank won't let you get any cash out but your card will let you buy some things on chip/pin.
You - I thought you said you didn't have any money but you're going to MackieD's?
Me - I don't but i can get an overdraft burger.
overdraft burger by Dirtdingus October 29, 2007

Overdraft Fishing

Overdraft fishing is when your bank pretends to have more money in it than it does, and if spent into they get to legalistically steal via overdraft fees.
"My account seems to have more than I thought it would, but I keep track on paper so I know they're overdraft fishing."
Overdraft Fishing by tiredofliars85 February 24, 2022

overdraft fee 

A resources-expenditure dat a "willing" chick requests from you due to your having whooshingly farted during a vigorous bouncy-bouncy wif her, causing her to feel a breeze on her upper thighs.
If you have da tendency to break wind frequently/uncontrollably, it's wise to reveal said fact beforehand to a chick wif whom you're arranging to be intimate, and ask her if she charges gassy guys an overdraft fee.
overdraft fee by QuacksO March 29, 2025

spank bank overdraft

When you masterbate so much your spank bank is now into overdraft
Hey dude you making a withdrawal from the spank bank tonight ,bro I tug it so much I'm into spank bank overdraft
Word of the Day on March 18, 2017

Overrated 

When something or someone becomes too popular than others, and is given more credits than it deserves to be.
Jeff the Killer is so overrated!!!
Overrated by Daviddv0601 July 15, 2016
More from Urban Dictionary

You met me at a very Chinese time in my life

A moment in time where you feel distinctly Chinese over all other things.
Dante: "I wish I could be Nigerian, but I can't because I'm Chinese. You met me at a very Chinese time in my life."
Word of the Day on September 25, 2026
Adjective. Used to describe persons who have adjusted or altered their lifestyle for environmental reasons. Crunchy persons tend to be politically strongly left-leaning and may be additionally but not exclusively categorized as vegetarians, vegans, eco-tarians, conservationists, environmentalists, neo-hippies, tree huggers, nature enthusiasts, etc.

Also used to describe establishments where alternative foods and products are sold, i.e. natural food stores.

Modified derivative of granola.
"I need more crunchy guys in my life. I'm so tired of dating preppy metrosexual assholes."

"I'm heading out to the crunchy store to pick up some fair trade chocolate and tea tree oil, do you need anything?"
crunchy by EBC July 11, 2007
Word of the Day on September 24, 2026
A group of people, typically women, searching through someone’s digital footprint in order to find more information about that person.
Susie wasn’t sure if her new Hinge match was a creep, so she assembled Galantir and they found out he used to post slurs on gaming forums.
Galantir by Ge-sus September 22, 2026
Word of the Day on September 23, 2026

murderhobo 

In a tabletop game, a murderhobo is a player who murders NPCs indiscriminately. This is normally derogatory, referring to a player who totally ignores quests, dialog, backstory, trade, world building etc.

The term is most common with Dungeons and Dragons, but it can be applied to most RPGs where the player is allowed to kill most quest-giving NPCs and NPC traders. E.g. Elder Scrolls, Fallout, Divinity original sin.
DM: The sad little orphan girl tugs at Steve's trenchcoat to get his attention, and ask for help saving her pet dog from...
Steve: I'd like to roll a strength check against strangling the orphan.
Dave: I call dibs on the dog.
DM: You murderhobos disgust me.
murderhobo by Loup&S September 9, 2021
Word of the Day on September 22, 2026
In sales terms, a whale is a prospect that is significantly larger than an organization’s average customer.

Whales are large and extremely difficult to close. Due to their immense size, they are highly sought-after.

A whale is typically identified at first by a whale hunter on the sales team, but often requires cross-discipline participation in order to close; this includes assistance from operations, engineering, creative, client success, and business development teams.
"Shit...the sales director chewed me out on the sales call this morning. He's totally pissed that I have nothing in my pipeline. I've been focused on this one whale for so long that I haven't had time to prospect for normal-sized deals."
Whale by FQ_GFY February 3, 2020
Word of the Day on September 21, 2026

Concrete cowboy 

A guy who thinks he's a country kinda guy, but in reality lives a comfortable city / suburban life.
Eugene: Look at that dude in the cowboy hat!
Todd: He's just a concrete cowboy.
Word of the Day on September 20, 2026
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