an unrecognizable monster that eats anything and everything without remorse. A chivels has many forms such as a human, to a black-holeish like being. The thing about Chivels' is that they can eat ANYTHING from nuclear explosions to entire galaxies

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Verb.
To pay off a debt in a smaller denomination of currency than the loan was originally made in, thus leaving the creditor with small change where he once had a note.
Often the small change, if accepted by the creditor, disappears on trivial purchases before the full loan is re-paid, meaning he never really recovers the debt's full worth.

To chip away at something slowly.As if one were hewing a large stone as a sculptor would