Verb - to enthusiastically equip or supply with the ability to sort out one’s money stuff.
She has worked hard to get the zaptitude to buy a house.
Rather than continue to let my credit cards own my future I decided to get some zaptitude and am now credit card free and planning my first overseas trip!
Also known as a "cuff 'n chug," a ziptie is an event in which you and a partner are ziptied or cuffed together in some fashion and can only be freed from bondage upon drinking and finishing a fifth of hard liquor or a suitcase of beer. The winning pair is deemed champions, but nobody wins this game.
Sally hated her date for ziptie and hoped he could drink as fast as her so that she could escape from his presence.