by SeaPilot June 23, 2009
This is a second rate lending institution like Household Finance or the Lending Tree. They approve people with sub level credit rating and charge very high interest rates. Many companies use these lenders to provide down payments for homes, cars or anything on terms when the customer has no cash. They approve the purchaser's loan the day of the main loan. This keeps them off the credit search so it will not affect their rating from the 3 credit reporting agencies.
"Bob needs 20% down on the loan to get approval so you will have to take him to the mouse house to get him "dipped".
" This guy wants the car but he is upside down on his trade and so we need to mouse house him to show equity for the loan."
" This guy wants the car but he is upside down on his trade and so we need to mouse house him to show equity for the loan."
by SeaPilot June 25, 2009
This is a person who generally refuses to purchase anything at normal prices. They make it a habit to wait for sales to hit a low point on things they want to buy. Then try to sweeten their deal by offering a lower price knowing the seller is anxious to sell. Generally this pisses the seller off but just to move the inventory many times they cave-in to the buyer price.
"I got this new Yahama 1000 advertised in the paper at cost and this bottom feeder shows up wanting to buy it for $300 under cost."
"It is always the case that as soon as I mark the items down to wholesale prices the bottom feeders come in and want even more off knowing I need to move this inventory."
"It is always the case that as soon as I mark the items down to wholesale prices the bottom feeders come in and want even more off knowing I need to move this inventory."
by SeaPilot June 25, 2009
This is the act of human fecal matter ( stool, turd, brown trout) slightly protruding out of the anus and then immediate retracting. This happens in humans but animals as well. It is the result of the person or animal needing desperately to defecate but for some reason cannot find facilities or the right place to evacuate the waste. It may happen many times before final evacuation. The term achieved it's name from prairie dogs being observed going in and out of their habitat.
note: As a result, in humans, this act can also cause another situation call "skid marks" which is the evidence of the PD stain left on the persons underware, other clothing or anything next to the anus where the Prairie Dog emerges.
note: As a result, in humans, this act can also cause another situation call "skid marks" which is the evidence of the PD stain left on the persons underware, other clothing or anything next to the anus where the Prairie Dog emerges.
"Hey mom, we have to stop at the next gas, Billy's got prairie dogs".
"My girl must have had prairie dogs tonight cause when we had sex I saw skid marks on her undies."
"My girl must have had prairie dogs tonight cause when we had sex I saw skid marks on her undies."
by SeaPilot June 28, 2009
East coast Jewish term referring to a guy who is a geek jerk dweeb idiot etc. Originating somewhere around New York or New Jersey. Correctly pronounced with a Jewish Bronx's accent.
phonetically pronounced -" sh - men - drick "
phonetically pronounced -" sh - men - drick "
"Don't ask that guy. He's a real smendric."
"No smendrics allowed at the party."
" Those smendrics are the turds in a punch bowl."
"No smendrics allowed at the party."
" Those smendrics are the turds in a punch bowl."
by SeaPilot June 29, 2009
This is the act of a company or salesperson who has taken a customer to a second rate lending institution or in the auto industry what is called a "mouse house". These lenders such as HFC or Lending Tree grant loans to people with substandard credit scores and then charge very high interest rates. Being dipped is the act of helping the purchaser to obtain the 2nd loan and get the down payment cash for the principal loan.
" Hey Fred, you client needs $2000K down and you will need to get them "dipped" if they don't have cash. "
" Their trade-in has $500 negative equity so get them dipped for $1500 which pay off their debt and give them a grand down if they don't have any cash."
" Their trade-in has $500 negative equity so get them dipped for $1500 which pay off their debt and give them a grand down if they don't have any cash."
by SeaPilot June 25, 2009
This is the act of a company or salesperson who had taken a customer to a second rate lending institution or in the auto industry what is called a "mouse house". These lenders such as HFC or Lending Tree grant loans to people with substandard credit scores and then charge very high interest rates. Being dipped is the act of helping the purchaser to obtain the 2nd loan and get the down payment cash for the principal loan.
" Hey Fred, you client needs $2000K down and you will needed to get them "dipped" if they don't have cash. "
" Their trade-in has $500 negative equity so get them dipped for $1500 which pay off their debt and give them a grand down if they don't have any cash."
" Their trade-in has $500 negative equity so get them dipped for $1500 which pay off their debt and give them a grand down if they don't have any cash."
by SeaPilot June 25, 2009