The personality trait of a very attractive girl that has aspirations of one day becoming a princess, having great wealth and owning an unicorn. She has a tendency to lack focus or ambition, but her underlying intelligence and undeniable beauty allow her the opportunity to lead a happy, successful life nonetheless.
The term is derived from the word 'swan', an animal that is protected by the Queen of England, and 'spondoolicks', a Cockney slang term for money.
Gary: Hey Larry, check outthat girlover there! She's hot!
Larry: Oh no I wouldn't go near her mate, she thinks she's royalty.
Gary: Really? But she's really hot!
Larry: No way, she's got swandoolicks.
The word is used to decribe "money"
Generally, money owed, or not large sums,
used in the context of getting money which
a large group of people owe, like a meal, or people buying a present in a group.