shirtclamming 

(verb) To walk around wearing a shirt but no pants or undergarments. Similar to Shirtcocking, but for ladies. Shirtclamming, like shirtcocking, is for when you absolutely must be naked, but don't want a sunburn, or it's too cold to fully commit. Only people with ladyparts can go shirtclamming.

"It was kinda cold at the nude beach, so Lynette went shirtclamming to fit in."

shirtclamming by Amagi May 21, 2014