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debit or credit 

when you say "debit or credit?" and without waiting for a response swipe the side of your hand across the back of someone's bare neck in a swiping motion
if you're asked "debit or credit" and reply with "none" or "paypal" you will be murdered
debit or credit by swaggyfaggy- October 21, 2021

Credit or debit? 

A coded phrase used to let a friend know that they their butt crack is clearly defined by the garment they are wearing on their ass (e.g. pants, skirt, bathing suit, etc.), without letting others know the message. The association being that a wedgie resembles a card swiping machine that one would use to pay with a credit or debit card.
As Gabrielle stepped out of the pool, I noticed she had a severe wedgie. So to save my friend any embarrassment, I quickly yelled " Hey Gabrielle, credit or debit?" whereas she responded with a quick picking of the wedge.
Credit or debit? by Bubbatoon September 5, 2011

credit or debit 

before completing a credit or debit, you must ask credit or debit sir/ma'am, slide ones hand through the center crack of another individuals ass crack.
yesterday i was asked credit or debit, and i answered debit innocently and unsuspectingly got a credit or debit then a hand swiped up my ass crack. then screamed, "I like it rough".
credit or debit by bummyland November 13, 2011

Credit or debit? 

A question asked by a friend or passerby when someone gets accidently hit between the legs with a skateboard.

Credit: Hit up the ass
Debit: Hit in the balls
When that skater got hit I asked:
"Credit or debit?"
"Credit card" he answered.

I got credit carded yesterday. Now my ass hurts
(true)
Credit or debit? by - sk8er April 16, 2009

Credit-Or-Debit 

When something (usually flat ; E.g. Frisbee) gets slotted in between someone's ass cheeks / ass crack (Like swiping a Credit Card)
I'll give you 5 dollars if you can Credit-Or-Debit him
Credit-Or-Debit by DrFaust1426 November 14, 2022

Credit-Or-Debit 

When something (usually flat ; E.g. Frisbee) is slotted in someone's ass crack (Like a Credit Card)
I'll give you 5 dollars if you can Credit-Or-Debit that guy
Credit-Or-Debit by DrFaust1426 November 14, 2022