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crutchmonger 

A person who fears failure so much that doing nothing is the best option. One who fails to reach dreams by making excuses and citing reasons why it won't work. Someone so paralyzed by fear of rejection that inaction is the chosen path.
"You write really amazing poetry, Biff, if you weren't such a crutchmonger you could get them published and stop feeling sorry for yourself."
crutchmonger by Ryan September 26, 2006
Related Words

Chuchmonger 

One who hordes stupidity.

Derived from the 5th and 6th definitions of the word chuch and the 5th and 6th definitions of monger.

Being a chuchmonger could be caused by being mongfongled.
"John was such a chuchmonger, I mean who else but a chuchmonger would light up a smoke in a gas refinery."
Chuchmonger by Vasklevox August 3, 2007