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A scam used by the wealthy to rip off the working class.
The market dropped so much that all last years contributions to my 401k have been wiped out. I'll bet the clowns that managed it made sure their big money clients didn't lose anything.
401k by wjc August 5, 2008
Related Words
A girl or guy that you could see yourself marrying in the future, but currently want to remain friends. You invest time and conversation occasionally in this person because you know the payout in the future will be worth it.
Bro 1 -"Hey bro, are you going to date Molly?"

Bro 2 -"No, right now shes just my 401K."
Bro 1 -"What does that mean?"
Bro 2 -"Right now isn't the right time to date her, but I see myself marrying her when I retire from these hoes and my current lifestyle."
401K by teejstroyer27 April 26, 2015
Someone who is legally too young to date, so an older, interested individual must invest time and effort into a platonic relationship until such time they can reap the forbidden benefits legally.
"Yes! I've been friends with this girl for a year and it's finally her 18th birthday. Time to cash in my 401k!"
401k by Capybarrra November 13, 2011
Hey dumb ass, why don't you go get a 401k . gotta be a fucking retarded if you think I'm lying.
401k by Tony GuizzettiKingTG December 13, 2017

401k and chill 

Something dumb shits do: Cash out their 401k and just chill for a few months until it runs out. Then find a job, if any employer would be so lucky to have their dumb ass.
This asshole at work got laid off and decided to 401k and chill for a few months.
401k and chill by nogimmick December 29, 2015

401k energy 

1.)when a person presents as financially stable and well-adjusted.
2.) when a person is attractive due to their financial status or mature behavior.
Olivia Wilde married Jason Sudeikis for his 401k energy.