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Debt Zombie

Someone who borrowed heavily during the good times and in a downturn can only pay the interest or less.
Debt Zombies work their entire lives paying debt that will never die. 30-60% of their salary is spent on repayments erasing all disposable income with high-interest credit cards coming to the rescue for living expenses. They spend their waking hours working in multiple low-wage job solely focused on paying the interest on their loans. The debt just never dies.
Tilly Rockefowler did a liberal arts undergrad and then a masters in political science costing her $75,000 in loans. Five years later she's now earning $50,000 in a non-profit based in Washington DC. The various moves has racked up consumer debt taking her loans above $100,000. In addition to her day job she works 35 hours doing the 6-8am shift in Starbucks, odd jobs from taskrabbit and in her spare time she scans craigslist for pharmaceutical trials and kidney sales. Her two sole friends consist of a neurotic debt-counselor and a debt-collector based in Bangalore, India whom she has on ongoing long-distance relationship with. She roommates with happy, free-spirited students and will do so well into her 40's. Tilly is a debt zombie.

Bob & Alice bought a 2 bedroomed house in a remote suburb of county Dublin in 2006 for €550,000. Bob worked as an IT lead in Microsoft and Alice was a QA. The house is worth a third of its value today and will not recover for twenty years. Bob is now an office temp replacing laser cartridges and is often chastised for not loading the paper in the tray correctly. Alice doesn't live with Bob anymore. 60% of Bob's rent is paying the interest-only portion of his loan. He's racking up additional credit card loans. He commutes 3.5 hours each day to Dublin city. He will never pay his loan off. He is permanently depressed. Bob is a debt zombie.
by Bucolikski May 12, 2013
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Debt-Slave

Basically a college student, but with a twist. A debt-slave works hard at his/her studies, but is in serious debt.
After Charles finished his freshman year at Harvard, he was already a full blown Debt-Slave.
by A Sentient Toaster September 10, 2018
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Debt Sentance

The cost of life, after living
College was fun until I graduated and had to pay my debt sentance
by GMB12 September 19, 2012
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debt evasion

Man #1: That dude aint paid you yet!?

Man #2: Naw, man. When I find him, he's gonna know debt evasion isn't a wise choice.
by Mr. Terrence L. Trezvant November 17, 2006
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Debt collector

A smooth pimp like myself who makes a lot more money and gets a lot more pussy than you do getting scum to honor their commitments. Very frustrating at times but somebody must keep you fucks in line...
The debt collector finished the call and made another $500 in commission today...Tonight he’s banging yet another girl...
by PImpGrease April 18, 2019
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debt ridden police state

Once a prosperous nation, now a debt ridden police state. After Bush's illogical foreign policy pissed off the entire world, the tragedy of 9-11 happened. And then our freedoms were reaped via the patriot act and similar laws and acts, thus turning the US into a police state. The most ironic part is that those laws were passed to 'protect the liberties of the American people', it really makes you think.

Soon after, for no reason, George catapulted the US into an illegal oil war. That costs 7 trillion dollars to maintain . And you're paying for it.

Thank you Mr. President
by asdfsa August 22, 2007
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Debt Collector

The jackass calls constantly and always at the wrong time. Ussually some fag who is socially inept, can't get a date and wears a pocket protector. He uses the phone like a weapon the same way the school yard bully's used to beat him with a bat. But no matter what he says, he will still be a whimpy fag with a little dick and no life.
A debt collector called during dinner
by tiredandpissedoff April 16, 2009
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