A well-to-do sex-starved opportunist who seeks out financially-insolvent individuals with low credit-scores, for the purpose of sexually propositioning them in exchange for his paying off their debts.
It is possible to turn the tables on a credophile by employing the spiritual debt-relief ploy, whereby you initially agree to his terms, but then after you have received his monetary assistance, you suddenly claim to have recently "gotten religion", and thus you feel compelled to remain celibate.
by QuacksO March 12, 2017
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