Ashley; I need to do a new load of laundry.
Jess: didn't you just wash?
Ashley: yeah, but my boyfriends such a panty monster, I have to do a load of just panties
Jess: ooh girl if he gets you that wet; i'd want me a panty monster
Someone who is addicted to obtaining money and building wealth. A money addict and fanatic. Breadheads often work more than one full-time job, and some even participate in illicit activities to "obtain the bread".