to laugh at someone's failure, a combination of the acronym LOL (Laugh Out Loud) and fail, which is often used in forums (epic fail). In essence, its showing that you think that someones failure is humorous. They may decide to punch you.
Someone who is addicted to obtaining money and building wealth. A money addict and fanatic. Breadheads often work more than one full-time job, and some even participate in illicit activities to "obtain the bread".