Subliminal Segregation 

Indirect, non-specific or identifying biases, unrealistic requirements for access, and areas of manipulation within policy, group conscious, and corporate cultures that alienate, remove, bar, inable or deny equal access, opportunity, action, or justice to minority and underrepresented members.

expecting a "low income, poor family" to have good credit to rent "low income and tax credit" housing seems like subliminal segregation". The very demographic those programs are funded dor actually bar most low income and poor minority families by leaving policy open for interpretation or loosely constructed land only those with CPNs and ITIN's are able to really benefit.

Subliminal Segregation by Urban Bred February 8, 2023