points
Refers to percentage points. A term used by loansharks when talking about their extortionary interest rates.
points by Professor Lockjaw September 1, 2008
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Points
Tenths of the principal of a loan. Especially the kind you get from a loan shark — your legit bank is going to speak in terms of APR instead. F'rill.
Note that “points” are *not* percents. One point is ten percent. This is why definitions of “point” as “percent” get such divided votes… it sounds kind of right, but it isn’t.
Note that “.1” is 10% — this is “one point.”
(If you doubt this, do the math with the example below, from The Sopranos Season 4, Episode 6.)
Note that “points” are *not* percents. One point is ten percent. This is why definitions of “point” as “percent” get such divided votes… it sounds kind of right, but it isn’t.
Note that “.1” is 10% — this is “one point.”
(If you doubt this, do the math with the example below, from The Sopranos Season 4, Episode 6.)
Ralph: “I won't be able to lend you money for less than two points.”
—later—
Tony: “I'll charge you a point and a half. And that's a lot fucking better than Ralph Cifaretto would do.”
—later—
Artie: “Then how am I gonna pay you back? $50,000, it'd take the rest of my life.”
Tony: “It's $51,500, vig-wise, Artie and technically, you already missed a payment.”
—later—
Tony: “I'll charge you a point and a half. And that's a lot fucking better than Ralph Cifaretto would do.”
—later—
Artie: “Then how am I gonna pay you back? $50,000, it'd take the rest of my life.”
Tony: “It's $51,500, vig-wise, Artie and technically, you already missed a payment.”
Points
A friendly term shared between friends and used to define someone who is somewhat lacking in aesthetics (and probably social acceptance).
May be used to describe someone who has no fashion-sense, someone who has a bad haircut or someone who is just downright ugly, too fat, too skinny etc.
May be used to describe someone who has no fashion-sense, someone who has a bad haircut or someone who is just downright ugly, too fat, too skinny etc.