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Urban Outfitters girl 

a rich white girl who shops at Urban outfitters to try and feel like she's cool. says she's a feminist but bashes ratchet girls with her tote bag for being too poor to save the Environment. tries to act super indie and talks about smoking weed but tells anyone else who talks about drugs they're making it into a personality trait.

in general pretends to be super socially aware and sexually liberated may even queer bait people by coming out as bisexual and probably uses AAVE wrong and cancels people on twitter. Nobody likes this girl
"Fuck that Urban outfitters girl just called my skinny hoop earrings trashy while walking around fat tacky ones."
"don't waste your time with that urban outfitters girl she put BLM in her bio but she only dates white guys"
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Urban Outfitters Effect 

1) When an item or product that once was or can/could be found for a nominal/low/affordable price. Is unreasonably marked up to sell it as "cool", "indie" or "hip".

2) The commercialization of a "retro", underground, or "ghetto" style, product, clothing for capital gain.

3) Things that used to be stupid, unpopular, childish, uncool, dorky, lame, underground or otherwise socially awkward that are now marketed as mainstream hipster, "cool" or indie- usually to the teenage audience (in a socially positive light).
a) paying $88 for a jacket that looks like you picked it up at the Salvation Army for $5, just so you can be cool.
i.e.
Dude 1- Check out this sick new jacket I got.
Dude 2- Cool man, yea, I was at Salvation Army last week, I was thinking about getting that one.
Dude 1- Nah man, just got back from Urban!
Dude 2- oooooo.... you know they had like that same jacket at Salvo's for like $7 bucks right?
Dude 1- But this one's from Urban Outfitters.
Dude 2- Damn son, you just got fucked by the Urban Outfitters Effect.

b) Selling the Everyone loves a... or image of Little Miss Sunshine, a Technics turntable or "90s" looking tiger on a T-Shirt for $28

Half Italian Female- Like OMFG! They're so right everyone DOES love a little Italian girl!
Male- No.

c) This Urban Outfitters Effect thins is bullshit, they expect me to shell out $28 for a shitty, warn look Lucky Charms shirt? Dude, I saw that same shirt at Wal-Mart for $5.99.
Urban Outfitters Effect by dex110 February 19, 2008

Urban Outfitter 

noun: an indie person; a person that dresses in clothing that could be found at the store Urban Outfitters (even if the clothing wasn't bought there)
Urban Outfitter by ohno241 June 13, 2010

urban outfitter 

Girl 1: "I shop at Abercrombie & Fitch."
Girl 2: "I'm an Urban Outfitter."
urban outfitter by miiiiiim~ August 29, 2009