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Loanphobia 

Phobia of loans, describing someone who's afraid of being in debt, poverty or making a loan.
Girlfriend: you can't even buy a handbag for me using your credit card, you are such a loanphobia loser.

Me: Yes, I am a loanphobia. I have enough of your luxury life built on my pain which I get cold calls from banks every hour because my account balance is always 0.

The AD: "Love goes 0 when transaction cut, so get your loan now before she was headhunted by your bestie."

As you see, loanphobia sent you away from your obsessed one but also saved you from being a simp.
Loanphobia by edenbyluck February 10, 2025
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Jobaphobia 

Job-ah-fo-bee-ah
- Noun
A person who has Jobaphobia possesses the intense fear of getting a job. Or even hearing the word Job
Root word: Phobia
He has Jobaphobia, he won't be getting a job soon
Jobaphobia by worldfamousdish June 29, 2025

Jobaphobia 

A persistent and irrational fear of being employed or holding a job, often accompanied by feelings of anxiety, dread, or aversion toward the obligations, routines, and perceived restrictions associated with formal employment.
I am terrified of getting a job, this is defined as jobaphobia
Jobaphobia by Employed August 12, 2025

Reverse Johnaphobia 

The intense fear that your balls will not be tickled by John
I sure hope I don’t contract Reverse Johnaphobia