Without death, taxes/bills/paychecks, other
people's lives/business/celebrities, or sports/
music, there are
people who wouldn't have anything to say or talk about (or not much besides money if they did). They'd mostly be full of comebacks and either say the same insult back you just said to them, or sometimes out of desperation, they'd call somebody a name before anybody else would have enough time to.
The
girl wouldn't have much to say without death, taxes, celebrities,
sports, or
music (a little bit of science or spirituality every now and then she might talk about).