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tard fam financial literacy

Idea that tard fam has zero financial literacy. It starts with York who blows his entire paycheck every week whether it's $1K on a PS5, $500 on a monitor, or $300 on a pair of shoes. He's always making a big ass purchase and gives no fucks about the price. Norman "Nick" has the belief that he has a baller mindset but in reality he has no financial literacy like the other tards in his fam. He's always trying to make an expensive ass purchase to put himself on top and he ain't checking the tag twice. Back in the day, Norman "Nick" used to get a stack of $20 bills before he'd go hang with his buds and that entire stack would be gone in a few days. Whether it's dropping an insane amount on weed or buying useless ass shit, Norman "Nick" is always making a "baller purchase" in his mind. You could say that he lives by this Ariana Grande lyric: "I want it, I got it." Mike Carlson thinks he's a millionaire with his minimum wage ass job and his bum shoe flipping business. He buys 3 expensive shoes at once to resell them but his shoe business is doodoo so he can only flip a pair like every 8 months and he genuinely has this belief that he's cashing out. If you're in a situation where you have a briefcase of money and need to hide it, don't give it to a tard fam member because they'll open it and blow it all within a week and not give a damn. All of these dudes think they're all about money but in reality none of these niggas actually know what to do with money.
*Prime example of tard fam financial literacy*
Shea: Yo, you want to buy this box mod from me?
Norman "Nick":Uh yea, how much?
Shea: $60 for the box mod and I'll throw in the vape juice bottle for another $40
Norman "Nick": So $100, okay I'll do that
*Shea actually sold Norman "Nick" a broken box mod and within a week after the sale the box mod was completely fucked up*

Literacy 

What 99.9% of wordurbandictionary.com/word is lacking.
Literacy by Anonymous May 28, 2003

Loltracktor 

The pet name of the german Ltractor tank in the Game World of Tanks
First guy- "Wtf is a Loltractor doing in a tier 10 game"

Second guy-"hes in platoon with the IS-4"

First guy-"Shit i dont want to have waste the ammo to kill him to expensive"

Second guy-"I cant belive the loltracktor killed us becuase no one wanted to pay 1k for the shell that would kill him" *facepalm*
Loltracktor by Zayack December 17, 2010

Literacy Specialist 

a superficial job created in school's for teachers who can't hack it in the real classroom. Usually parents have complained about these individuals, so the administrator creates a position for the individual, where the person can't do too much damage.
Q= "What happend to Mrs. X ,that terrible teacher? "

A= "She's a literacy specialist now."

lolercycle

A LOLERCYCLE is something not as funny as a lolercopter but still pretty damn funny.
My Lolercycle is going...... vroom! Lol! Vroom! Lol!
lolercycle by Bloodrogue March 7, 2007

Literacy 

Having the ability and comprehension level enabling one to efficiently communicate with others within a specific profession.
However, a common misconception of this word defines it as having the ability to read with comprehension.
For example, a financial analyst does not have to be literate within the confines of working in the food industry, whereas a server or chef does not need the kind of literacy associated with working in the finance world.
Literacy by Anonymous January 14, 2004