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viragophobia 

The fear of riding a motorcycle through a rainstorm or small puddle.
Man, that guy would get laid all the time if he didn't have viragophobia.
Related Words

vibrataphobia 

fear of your phone vibrating in your lap or in your pocket, in the area that wouldn't end up being pleasant in a public situation
because of my vibrataphobia I missed 6 calls and 8 text messages from my mom