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Credit Card Swiping 

When you take your hand and swish it upward (or downward) someone's ass crack to cause them to jump. In a credit card swiping motion.
"Dude you just credit card swiped my ass! Not Cool!"

Credit Card Swiping 

When your partner is laying face down and you slide your phone down their ass cheeks by trick shooting it in from a distance.
Yeah, we were just laying on his Garfield bed sheets and I got up Credit Card Swiping him.