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A shortened way of saying "muh tard" as in "my retard". Its a derivative of "muh lady" and can be said in a friendly yet sarcastic tone.
Teacher: What's 2 + 2?

Student: Fish.

Teacher: No, it's 4. Come on m'tard!
M'tard by NippleFish666 March 1, 2023
Related Words
A more immature version of the word retard; Calling someone a retard.
A: If we're being honest, you're a r-tard.
B: Hey! I'm not sped!
A: That's what a retard would say.
R-tard by Gack 2119 April 3, 2023

Punt-tard 

A Puntard is a gambler who thinks he knows how to gamble/punt but couldn't pick a winner if it was a booger in his nose.
"Hey guys, throw a hundred on this horse, there's no way it can lose"

"Shut up you Punt-tard, it was the only horse in the race and still managed to lose"
Punt-tard by Bizza mcbizbiz April 19, 2023

Nig-tard 

Nig-tard by FAGGIUM May 8, 2023

Couche tard 

Vagina poo, a smelly discharge from a woman's vagina, from being a gas station slut..
Stacy had a weird aroma, I think she may be a have couche tard from "working" at Wawa for many years.
Couche tard by Mike458gt June 16, 2023

Fuck tard 

Guy 1: "Bro my dogs a fuck tard he shit in the middle of the damn road"

Guy2: "damn he really is a fucktard"
Fuck tard by The urban 101 July 3, 2023