l and f
Literally and figuratively. When something you say can conveniently have this type of double meaning - proper replacement for saying literally all the damn time.
Girl, I bought that cheap lotion on sale and I payed for it, l and f. Ugh, my skin is all itchy and greasy right now.
Other girl: What you pay is what you get, l and f.
Other girl: What you pay is what you get, l and f.
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