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three fingered cotton top hat 

The sexual act of inserting the three middle fingers into a vagina (or anus), through the underwear.
Mike's horny girlfriend asked him for a three fingered cotton top hat.

cotton tops 

referring to a group of old ladies, generally with big white poufy hair.
That city bus is taking a grouop of cotton tops to the lunch buffet.
cotton tops by Foxypook June 18, 2006

cotton topper 

Old People. Because their hair gets white (the color of cotton). “Toppers” for short.
We demolished a couple cotton toppers on the pickleball court today. They couldn’t keep up.
cotton topper by anonymous December 25, 2021
Looget those cottontops!
cottontop by Dontreadnews October 19, 2021