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1. a horny middle aged woman who unabashedly verbalizes her fantasies about youger men, often with a Fran Drescher- like intonation, named for the almost universal adoration and overconsumption of chocolate these women exhibit

2. anyone who exhibits characteristics of a chocolate lady
Chocolote Lady: Mmmm! That Bo Bice has such a tight little ass!

Observer: Chocolate lady, three o'clock.
by vivezplus September 02, 2006
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