Screwing a girl on the beach, and you pull out, straddle her, and cum on her forehead. When she sits up, and the cum runs down her face, that’s a Monterey Melt.
Met this chick at a beachbar... I had no choice but to give her a Monterey Melt..
The act of pouring spoiled milk all over your penis and shoving it inside your partner's anal cavity, which had a cheez whiz inserted. Then let it ferment for three weeks. Before ejaculating inside.
"Smile did you see me and my bitch did the Monterey jack a couple of days before." "Yeah, I saw you on the dinner table at your stepparents. You sick fuck."