A debit/
check is a card (made by Visa, Mastercard, and others. Made avaliable to you mostly by banks) That acts very similiar like a credit card, but instead of borrowing
money from those greedy bastards,
money is automatically deducted right from your checking account instead when you make a purchase. Acts like a cash card.
You need a checking account and cash in your checking account to use a debit/check card. Checking accounts also have a monthly fee.
Visa and Mastercard debit cards can be used to purchase items online. They can also be used with
ATM machines to get cash from your checking account.