Person A : Wow you're such a retard.
Person B : I'm a retard? why?
Person A : Yeah you are. Anyone can do that.
Person B : Then you are Scrubbly Wubbly because I can do it better.
Uneven ripples on waves (similar to a boat wake) typically caused by angled backwash during an ebbing tide. These ripples warp the wave and create an unsteady, wobbly ride (warp + wobbbly = warbly).