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Charles_U_Farley's definitions

ATM fee

Greedy banks often charge their customers a fee for anything and everything, however the ATM fee takes it one step further. With the ATM fee, banks can even rob, I mean charge fees, to people who don't even have accounts with them.

It is really fucked up that a bank can charge someone $2 to get access to their own money!
I refuse to pay an ATM fee to get my own money! If an ATM asks me if it's okay to charge me $2 to get my money, I say FUCK NO! and go to a free ATM.
by Charles_U_Farley September 11, 2010
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Credit Union

A non-profit, member owned financial institution. Unlike banks, Credit Unions are not out to rip off their customers with a fee for every little thing they do.

Credit Unions usually have better rates on loans, savings accounts and CDs.

Greedy banks are out to squeeze every dime out they can from their customers and make obscene profits. They think Credit Unions have an unfair advantage because of their non-profit tax-exempt status. If banks were not so greedy and corrupt and treated their cutomers right, they would not need to fear competition!
After putting up with years of abuse from my bank, I switched to the local Community Credit Union. Now I have free checking, free atm card and a lot less hassle!
by Charles_U_Farley September 11, 2010
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bushnesia

Bushnesia is a mental disorder that affects memory.

Many people developed this disorder late in 2008, early 2009 and it continues to spread. Most of the people with this affliction are Republicans and bush supporters. They complain about the huge national debt and the economic disaster that hit during the Bush Administration and they blame Preisdent Obama for the bad effects of Bush's heinous deeds.
The tea party was founded by people who were upset about out of control government and the huge national debt, however due to bushnesia, they're misdirecting their anger at Obama rather than the true source of the problem: George W. Bush and pro-rich Republicans!
by Charles_U_Farley October 2, 2010
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Richard Laymon

Richard Laymon, Bram Stoker Award winning American author, (1947-2001)

"If you've missed Laymon, you've missed a treat." --Stephen King

Richard Laymon wrote disturbing, slightly sick and perhaps a bit perverted horror stories. He always took his stories a bit darker and further than Stephen King. He was never afraid of going for the gross-out.
Stephen King, Dean Koontz and Bentley Little were all Laymon fans.
Due to trouble with editors (censorship) in the U.S.A., his work is better known in Europe, Australia and the rest of the world, where his work is published in 15 languages.
Luckily for his American fans, many of Laymon's books are being restored to their original uncut form.

"No one writes like Laymon, and you're going to have a good time with anything he writes." --Dean Koontz

"One of horror's rarest talents" -- Publishers Weekly
An International Bestselling Author, Richard Laymon writes awesome horror stories such as "Beast House", "Darkness, Tell Us," and "The Traveling Vampire Show" and "the Woods are Dark."
by Charles_U_Farley October 2, 2010
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Obama Administration

Beginning on January 20, 2009, the Obama Administration set out to help America recover from the devastation brought on by the Bush Adminstration. After 8 years of arrogance, corruption, deregulation, senseless wars, pro-rich tax laws, and destruction of economies world wide; we all needed a major change to restore hope!
Obama took swift action to prevent further damage and keep us from falling off a cliff. While it will take many years to fully recover from the Bush Depression, at least Obama has saved us from a total economic collapse and has us on the loooong road to recovery.
Bush43 is the disease and the Obama Administration is the cure!
by Charles_U_Farley October 10, 2010
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fiscal responsibility

Fiscal responsibility is a term republicans pull out for campaign ads every election cycle. The G.O.P. claims to be fiscally responsible while claiming their Democratic opponents are not.

Obviously, the Republican Party has no idea what being "fiscally responsible" actually means! A budget should include adequete revenue (i.e. taxes) to cover all the obligations. Republicans think the only way to balance a budget is to cut taxes. Democrats, like Bill Clinton, know that cutting expenses AND increasing revenue is the only way to balance a budget. Democrats' tax and spend idea is a lot more logical than the Republicans' borrow and spend policy!
Remember that about 75% of our national debt was caused by the last 3 Republican presidents! (Reagan, Bush41 and Bush43) The last two times the national budget was balanced a Democrat was president!! (Lyndon Johnson 1969 and Bill Clinton 2000)
The tea party claims to be concerned about fiscal responsibility, however they didn't seem concerned about it when George W Bush was cutting taxes and running up huge debts while trying to fight two insane and inappropriate wars!
by Charles_U_Farley October 15, 2010
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Tony Hayward

In 2010, Tony Hayward is the C.E.O. of BP. While presiding over the worst environmental disaster in American history, the bp oil spill, this money grubbing scum showed not only his incompetence but his total lack of conscience. The Deep Horizon oil rig blew up and killed 11 people working there and then the millions of gallons of oil set out to ruin the Gulf Coast and the lives of thousands of Americans!
Then after several weeks of "trying to find a solution," Hayward actually had the gall to say "I just want my life back!"
Tony Hayward will go down in history as the leader of the company that ruined the Gulf of Mexico and devastated the lives of thousands of Americans!
by Charles_U_Farley June 15, 2010
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